The MUD & PID Atlas.
Two homes that look identical can carry very different total tax rates, and the difference usually lives in a special district. This atlas tracks the combined rate and the district picture for every community we cover, one entry at a time, verified against public records as our field work reaches each one.
Usually a value based property tax inside your combined rate, adopted annually, funding district debt and operations. Confirm whether one applies to the specific lot through TCEQ and official district records, never builder marketing.
Usually a property specific assessment, separate from the tax rate, with a balance, an annual installment, and a term. Get the assessment plan and prepayment rules from title documents before you sign.
What this actually means for your paymentTap to expand — four short reads
A MUD rate is applied per $100 of assessed value, not as a flat dollar figure. If the home appreciates, the dollar amount you pay through the MUD portion of your tax bill rises too, even if the district's rate itself never changes. A combined rate quoted at purchase is a snapshot of today's math, not a fixed payment for the life of the loan.
Most MUDs exist to repay bonds issued for water, sewer, drainage, and road infrastructure. As that debt amortizes, the district's board can lower the rate, assuming no new bonds are issued for additional infrastructure. This is not guaranteed and varies district by district; check the district's own bond schedule and rate history rather than assuming a decline.
A MUD's rate is folded into the combined ad valorem rate on your property tax statement alongside city, county, school, and other jurisdictions. It shows up as one line inside your tax rate, not as a standalone invoice. That is the core distinction from a PID.
A PID assessment is not a tax. It is a lien secured obligation tied to the specific lot, set by an assessment plan with its own balance, annual installment, and term, often fifteen to thirty years, and it can sometimes be prepaid in a lump sum. Ask the title company for the assessment plan and prepayment terms before closing; a combined-rate quote alone will not show it.
Map plots the districts in the table below by approximate location. Click a marker to zoom in, highlight it, and shade an approximate area around it — that shaded circle is a location aid, not a surveyed MUD/PID boundary line. No parcel-level boundary data exists publicly for most of these districts; verify exact boundaries with TCEQ / the county appraisal district before relying on a specific address.
The atlas
Search to narrow the list, tap a column to sort on desktop, or use the sort menu on mobile. Rates are the combined advertised or page verified rate we track for each community; the district column shows what our records note so far. Every community profile gets its full district picture pinned as verification reaches it.
| Community | City | Combined rate | District notes | Source |
|---|---|---|---|---|
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